IRS Releases 401(k), IRA Contribution Limits For 2025 CPA Practice

2025 401k Deferral Limits. 401 K Limit 2025 Samuel Roy Of note, the 2025 pretax limit that applies to elective deferrals to IRC Section 401(k), 403(b) and 457(b) plans increased from $23,000 to $23,500 **he 2025 plan limits for SIMPLE 401(k)/IRA plans are $16,500 for deferrals and $3,500 for catch-up contributions

The catch-up contribution limit that generally applies for employees aged 50 and over who participate in most 401(k), 403(b), governmental 457 plans, and the federal government's Thrift Savings Plan remains $7,500 for 2025   2024 2025 Maximum Elective Deferrals to §401(k), §403(b), and §457(b) Plans $23,000 $23,500 Maximum Catch-up Elective Deferrals to Plans (for participants ages 50-59 or ages 64 or older by the end of the year) $7,500 $7,500 Maximum.

2025 401k Salary Deferral Limit Lawrence Hudspeth

**he 2025 plan limits for SIMPLE 401(k)/IRA plans are $16,500 for deferrals and $3,500 for catch-up contributions The 2025 retirement plan limits are summarized here For IRA plans, the limit remains $7,000, plus a $1,000 catch-up.

2025 401k Contribution Limits Chart By Age Carmen Martin. The dollar limitation for catch-up contributions for participants aged 50 or over remains at $7,500. Due to cost-of-living adjustments, many but not all of the limits for qualified retirement plans are higher in 2025 than in 2024

401 K Limit 2025 Samuel Roy. **he 2025 plan limits for SIMPLE 401(k)/IRA plans are $16,500 for deferrals and $3,500 for catch-up contributions The limitation under section 414(v)(2)(B)(i) for catch-up contributions to an applicable employer plan other than a plan described in section 401(k)(11) or